Our Process of giving advice

When we meet we will take you through a 6-step process:
Six Step Financial Planning Process
STEP 1
Establishing and defining the client-planner relationship.
We will clearly explain and document the services to be provided to you and define our respective responsibilities. We will explain fully how we will be paid and by whom. At the outset, we will agree on how long the professional relationship should last and on how decisions will be made.
STEP 2
Gathering client data, including goals.
We will ask for information about your financial situation so that we can mutually define your personal and financial goals, understand your time frame for results and discuss, if relevant, how you feel about risk. We will gather all the necessary documents before giving you the advice you need.
STEP 3
Analysing and evaluating your financial status.
We will analyse your information to assess your current situation and determine what you must do to meet your goals. Depending on what services you have asked for, this could include analysing your assets, liabilities and cash flow, current insurance coverage, or any other strategies.
STEP 4
Developing and presenting financial planning recommendations and/or alternatives.
We will offer financial planning recommendations that address your goals, based on the information you provide. We will also go over the recommendations with you to help you understand them so you can make informed decisions. We will also listen to your concerns and revise any recommendations as appropriate.
STEP 5
Implementing the financial planning recommendations.
We will then agree on how the recommendations will be carried out. We can either carry out the recommendations for you or serve as your “coach,” coordinating the whole process with you and your family.
STEP 6
Monitoring the financial planning recommendations.
We will agree on who will monitor your progress towards your goals. If you put us in charge of the process, we will report to you periodically to review your situation and adjust the recommendations, if needed, as your life changes.

  • Legal

    Insurance and Mortgage Network is regulated by the Financial Market Authority. The information on this website is subject to the New Zealand regulatory regime and is therefore targeted at consumers based in the New Zealand. Our advisers will also give you a copy of their disclosure document should they get the opportunity to discuss your goals and needs with you.
    Under laws it is compulsory for people giving financial advice to give you a Disclosure Statement. If you would like to receive a copy of one of our advisers disclosure statement please call us on 0800 868 467. We will be happy to provide one to you free of charge.


    call us now

  • Legal

    Insurance and Mortgage Network is regulated by the Financial Market Authority. The information on this website is subject to the New Zealand regulatory regime and is therefore targeted at consumers based in the New Zealand. Our advisers will also give you a copy of their disclosure document should they get the opportunity to discuss your goals and needs with you.
    Under laws it is compulsory for people giving financial advice to give you a Disclosure Statement. If you would like to receive a copy of one of our advisers disclosure statement please call us on 0800 868 467. We will be happy to provide one to you free of charge.


    call us now